Comparative Analysis of Profit Sharing Financing Between Islamic Banks (BUS) and Islamic Rural Bank (BPRS) in Indonesia

Yuliana, Sa'adah and Suhel, Suhel and Bashir, Abdul Comparative Analysis of Profit Sharing Financing Between Islamic Banks (BUS) and Islamic Rural Bank (BPRS) in Indonesia. International Journal of Economics and Financial Issues, 7 (2). pp. 266-270. ISSN 2146-4138

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    Abstract

    This study is a comparative empirical studies that discuss the distribution of funds in Islamic Banking that use contract profit-sharing. Specifically, this study aimed to analyze the differences in the average funding for Mudharabah results with profit sharing financing Musharaka agreement on the BUS and the BPRS. The data used secondary data with the period from July 2012 to July 2016. The study found that there is a significant difference between the average profit sharing financing using Mudharabah and Musharaka contract extended by BUS or distributed by the BPRS. The average funding channeled by BUS with Musharaka contract value is higher than its threefold Mudharabah financing. Average Musharaka financing disbursed by BPRS, higher value quadrupled funding channeled with Mudharabah.

    Item Type: Article
    Uncontrolled Keywords: Islamic Banks, Financing Analysis, Mudharabah, Musharaka
    Subjects: H Social Sciences > HB Economic Theory
    H Social Sciences > HG Finance
    Divisions: Faculty of Economics > Department of Economics and Development Studies
    Depositing User: Abdul Bashir
    Date Deposited: 07 Apr 2017 10:05
    Last Modified: 07 Apr 2017 10:05
    URI: http://eprints.unsri.ac.id/id/eprint/7206

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